a Unique Indexed Annuity Design.

Check out these features:

  1. TriVysta has Eight Different Interest Crediting Strategies
  2. Two Completely New and Different Indexing Methodologies with the TriVysta Annuity
  3. 10 Year Surrender Schedule, making this annuity 10-10 complient
  4. 20 Year Stacking Income Rollup Account; 4% Guaranteed, Plus the Index Credited
  5. Income continues to rollup, after income is triggered for the balance of 20 Yrs
  6. Limited Distribution with Competitive Agent Compensation

Index Strategies Explained:


TriVysta has Three Indices to Choose From:

Each of the three indexes provides a variety of strategies you may choose align with your personal financial goals. All of the strategies or interest crediting methods credit earnings at the end of the particular index period or term.

Standard & Poor's 500 index

  • 1- year point-to-point term with a Cap

The S&P 500 is widely regarded as the best single gauge of large cap U.S.Equities. There is over USD 7 trillion benchmarked to the index, with indexed assets comprising approximately USD 1.9 trillion of this totals. Created in 1957, the S&P 500 was the first U.S. market-cap weighted stock market index. Today, it’s the basis of many listed and over-the counter investment instruments. This world renowned index includes 500 of the top companies in leading industries of the U.S. economy. Focusing on the large-cap segment of the market, the S&P 500 covers approximately 80% of available U.S. market cap.

The CROCI Sector II Index

Volatility Control*

  • 1- year point-to-point term with a Spread
  • 2- year point-to-point term with a Participation Rate

No Volatility Control

  • 5- year point-to-point term with a Participation Rate

The CROCI Sectors II Index uses a bottom-up approach to identify the 10 most undervalued stocks from each of the 3 most undervalued global industry sectors selected from a universe of large cap stocks from the US, the Eurozone and Japan, based on each stock’s calculated CROCI Economic Price-to-Earnings ratio. Stocks are chosen from the S&P 500, EURO STOXX Large and TOPIX 100 indexes. The 3 most undervalued industry sectors are identified from: Consumer Discretionary, Consumer Staples, Information Technology, Health Care, Industrials, Energy, Materials, Telecommunication, and Utilities. Then the 10 most undervalued stocks within each of the 3 most undervalued industry sectors are chosen using a systematic rules-based approach to stock selection based on the CROCI Methodology. The CROCI Sectors II Index is a price return index that does not reflect the reinvestment of ordinary dividends. A volatility overlay has been added to the version labeled DB Volatility Control Index, which attempts to limit the volatility inherent in investing in the stock market, by reducing exposure to the stocks if realized volatility of the CROCI Sectors II Index is higher than its specified target. The Morgan Stanley Diversified Select Index (the “Index”) offers diversified exposure to a wide range of asset classes, such as US industry sectors, international and emerging market equities, treasuries, bonds, commodities, foreign exchange, real estate, and cash. It achieves this by investing in liquid US listed ETFs and futures-based indices, using a rules-based methodology designed by Morgan Stanley that seeks to maximize returns for a defined level of risk. It provides diversified exposure into up to 23 different liquid assets across all major asset classes: equities, bonds, commodities, foreign exchange, real estate and cash, and uses a rules based strategy, using momentum and diversification

* Volatility reviewed and adjusted daily. While volatility controls may result in less fluctuation in rates of return as compared to indices without volatility controls, they may also reduce the overall rate of return as compared to products not subject to volatility controls. Obligations to make payments under the TriVysta annuity are solely the obligation of Guggenheim Life and Annuity Company and are not the responsibility of the index provider. The selection of one or more of the indices as a crediting option under the TriVysta annuity does not obligate Guggenheim Life and Annuity Company or the index provider to invest annuity payments in the components of any of the indices. See Complete disclosue and Disclaimers here

Morgan Stanley Diversified Select Index - MSDSI

  • 1, 2 or 5- year point-to-point term available with a Participation Rate
  • Volatility Controlled
  • Volatility reviewed and adjusted daily
  • Rebalanced Monthly

The Morgan Stanley Diversified Select Index (the “Index”) offers diversified exposure to a wide range of asset classes, such as US industry sectors, international and emerging market equities, treasuries, bonds, commodities, foreign exchange, real estate, and cash. It achieves this by investing in liquid US listed ETFs and futures-based indices, using a rules-based methodology designed by Morgan Stanley that seeks to maximize returns for a defined level of risk. It provides diversified exposure into up to 23 different liquid assets across all major asset classes: equities, bonds, commodities, foreign exchange, real estate and cash, and uses a rules based strategy, using momentum and diversification techniques to select an Asset Portfolio targeting highest historical returns subject to a given level of risk.

The Asset Portfolio is monitored daily to keep volatility under control, based on a 5% volatility target, and to attempt to reduce the impact of price fluctuations. The exposure to the Asset Portfolio will be adjusted so that it generally equals to the Volatility Target divided by the Realized Volatility of the Asset Portfolio, with the difference going into cash. The index is calculated on an excess return basis, meaning that the Index level represents the performance of the Asset Portfolio with a volatility control mechanism, in excess of the performance of a cash investment receiving the 3-month LIBOR rate.

Great Plains Annuity and Life Marketing

Call 800.710.1115 today for more information!